Run your sole trader business with the right (often free) tools

23 hand-checked tools across 5 categories: invoicing with ABN/GST, accounting, payments and official government services.

Invoicing

Square Invoices
Invoicing
Unlimited invoices, estimates and contracts on the free plan; accepts cards and Afterpay.
Free plan ($0/mo + card processing fees); Plus A$30/mo
Zoho Invoice
Invoicing
Free invoicing with quotes, recurring invoices, automated reminders, expenses, time logging and a customer portal. Set up GST/ABN yourself.
Free (up to 2 users, 500 invoices/year, 3 projects; Zoho branding)
Invio
Invoicing
Australian-built invoicing with ABN on every invoice and unlimited quotes on the free plan.
Free starter (5 invoices/mo); Pro A$19/mo

Xero
Accounting
Cloud accounting with invoicing, bank reconciliation, GST tracking and BAS lodgement.
Paid; Comprehensive from A$107/mo incl. GST (new-customer discounts offered)
MYOB
Accounting
Australian accounting. Solo by MYOB is a mobile app for sole traders with invoicing, expense tracking and tap to pay.
Solo app A$99/yr; Lite A$315/yr; Pro A$70/mo (intro offers available)
QuickBooks Online
Accounting
Cloud accounting with GST tracking, BAS e-lodgement, invoicing and bank feeds.
Paid plans (Simple Start, Essentials, Plus, Advanced); see pricing page

ATO app
Government
Free myDeductions tool in the ATO app: sole traders can record business income, expenses, trips and receipts, then upload to pre-fill myTax.
Free
ABN Lookup
Government
Official register to check ABNs and GST registration of businesses.
Free
Apply for an ABN (ABR)
Government
Apply for an ABN directly with the Australian Business Register, at no cost.
Free

Stripe
Payments
Online card payments, payment links and invoicing APIs.
No monthly fee; 1.65% + A$0.30 domestic cards, 3.5% + A$0.30 international (incl. GST)
PayPal Business
Payments
Accept online payments from PayPal accounts, cards and other methods, with no-code payment options.
Transaction fees apply; see PayPal fees
Airwallex
Payments
Business account with local bank details in 20+ currencies, free transfers to 120+ countries, and cards.
Explore plan $0 or A$29/mo ($0 with A$5k monthly deposits or A$10k balance)

Toggl Track
Time tracking
Time tracking with timers, calendar integrations and personal reports; billable rates on paid plans.
Free plan (up to 3 users); Starter US$9/user/mo
Clockify
Time tracking
Free time tracker with unlimited tracking, timesheets and reports; invoicing on paid plans.
Free for up to 5 users; Standard US$5.49/seat/mo (annual)